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Insurance for the wood-products economy

Insurance built for businesses that cut, shape, sell, move and install wood products.

Liberty Union Insurance Group helps lumber yards, cabinet and millwork shops, fence contractors, manufacturers, wholesalers and related operations coordinate commercial coverage.

Established 2007Commercial insurance experience
Every policy comes with a licensed agentHuman service after the sale
Licensed in 10 statesAZ · IL · MO · NM · NC · OK · OR · SC · TN · TX
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Industry focus

Wood risks do not fit a generic checklist.

Combustible dust, saws and machinery, kilns, spray finishing, forklifts, delivery fleets, outdoor inventory, installation work and product defects can cross several policies. We help describe the operation accurately and assemble the submission carriers need.

Commercial experience since 2007

A specialist conversation starts with the operation.

Founded by Richard Phillips in 2007, Liberty Union Insurance Group has spent nearly two decades helping commercial clients explain their businesses to underwriters, compare coverage and obtain service after placement.

For a wood-products account, “what do you make?” is only the beginning. We ask about raw materials, end uses, machinery, dust collection, spray finishing, kilns, forklifts, delivery, installation, subcontractors, quality control, contracts, property values and interruption time. Those details shape carrier appetite and the policies that must work together.

01

Describe the risk accurately

Separate manufacturing, wholesale, retail, delivery and installation operations. Disclose products, processes, states, customers and end uses.

02

Build the whole account

Coordinate liability, products, property, business income, equipment, vehicles, employees, pollution and umbrella limits.

03

Compare more than premium

Review classifications, forms, exclusions, deductibles, valuation, protective safeguards, defense provisions and carrier service.

More than General Liability

Coordinate the property, people, products and vehicles behind the operation.

The right program may combine General Liability, Products Liability, Commercial Property, Equipment Breakdown, Inland Marine, Commercial Auto, Workers’ Compensation and Umbrella or Excess Liability.

Experience

Independent agency guidance since 2007.

Liberty Union Insurance Group is based in Plano, Texas and serves eligible businesses in Arizona, Illinois, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee and Texas.

About Liberty Union

Talk with a specialist

Ready to discuss your operation?

Get a Quote Call 972-423-2300 or text 972-284-7120 anytime.

The independent-agency advantage

Change your carrier.
Keep your agent.

A premium increase does not have to end the relationship with the agency that knows your business.

Liberty Union works with multiple insurance carriers. At renewal, we can review changes in your operations, values, payroll, sales, vehicles and loss history, then determine whether the current carrier still offers the best combination of coverage and price.

When another carrier is appropriate and available, you can change carriers while keeping the Liberty Union team that understands your account. Alternatives and savings depend on underwriting, market availability and your circumstances.

Request a renewal review

Personal service, built in

Every policy comes with a licensed agent.

Our work continues after the policy is issued. Contact the team about certificates, policy changes, audits, contracts, claims questions and changes in operations. Standard certificate requests are often completed promptly; endorsements and requests requiring insurer approval can take longer.

Request a Certificate of Insurance, email service@liabilitypro.com, call 972-423-2300, or text 972-284-7120 anytime.

Knowledge built for decisions

Go deeper than a coverage list.

Our Knowledge Center explains combustible-dust questions, property values, business-income estimates, product liability, subcontractor controls and renewal preparation in plain language.

Visit the Knowledge Center